We were so close to owning our own place, but now it seems more impossible than ever

After a decade of renting and four years of saving, my boyfriend and I were ready to buy our own home.

We had done everything by the book, rustling up a 10 per cent deposit and even saving with the government’s Help to Buy Isa scheme. We were both desperate to escape our tiny one-bedroom flat, particularly as lockdown came.

My partner Dan was furloughed, stuck in the same room as me as I worked from the kitchen table, but we still had lenders telling us that we could get a mortgage.

In July we had an offer accepted on a two-bedroom semi-detached house costing ÂŁ250,000 in Bedfordshire.

That’s when the lending crunch for first-time buyers loomed into view — a crunch that has scuppered all…

Source: https://www.thetimes.co.uk/article/plight-of-the-stranded-first-time-homebuyer-q36nxrjh3

First-time buyer

World news – US – Plight of the stranded first-time homebuyer

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